{"id":1006,"date":"2026-03-21T21:22:30","date_gmt":"2026-03-21T18:22:30","guid":{"rendered":"https:\/\/blog.rebatekey.com\/10-crazy-money-saving-hacks-you-wish-you-knew-sooner\/"},"modified":"2026-03-21T21:22:30","modified_gmt":"2026-03-21T18:22:30","slug":"10-crazy-money-saving-hacks-you-wish-you-knew-sooner","status":"publish","type":"post","link":"https:\/\/rebatekey.com\/blog\/10-crazy-money-saving-hacks-you-wish-you-knew-sooner\/","title":{"rendered":"10 Crazy Money Saving Hacks You Wish You Knew Sooner"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_82_2 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<label for=\"ez-toc-cssicon-toggle-item-69d29a514a087\" class=\"ez-toc-cssicon-toggle-label\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/label><input type=\"checkbox\"  id=\"ez-toc-cssicon-toggle-item-69d29a514a087\" checked aria-label=\"Toggle\" \/><nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/rebatekey.com\/blog\/10-crazy-money-saving-hacks-you-wish-you-knew-sooner\/#1_A_Month_of_Money_Tracking\" >1. A Month of Money Tracking<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/rebatekey.com\/blog\/10-crazy-money-saving-hacks-you-wish-you-knew-sooner\/#2_Now_You_See_It_Now_Youve_Saved_It\" >2. Now You See It. . . Now You\u2019ve Saved It<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/rebatekey.com\/blog\/10-crazy-money-saving-hacks-you-wish-you-knew-sooner\/#3_Go_Cash-Only\" >3. Go Cash-Only<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/rebatekey.com\/blog\/10-crazy-money-saving-hacks-you-wish-you-knew-sooner\/#4_The_3-Day_Rule\" >4. The 3-Day Rule<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/rebatekey.com\/blog\/10-crazy-money-saving-hacks-you-wish-you-knew-sooner\/#5_Make_It_Harder_to_Buy_Things_Online\" >5. Make It Harder to Buy Things Online<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/rebatekey.com\/blog\/10-crazy-money-saving-hacks-you-wish-you-knew-sooner\/#6_Drink_More_Water\" >6. Drink More Water<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/rebatekey.com\/blog\/10-crazy-money-saving-hacks-you-wish-you-knew-sooner\/#7_Smarter_Meal_Planning_Better_Savings\" >7. Smarter Meal Planning, Better Savings<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/rebatekey.com\/blog\/10-crazy-money-saving-hacks-you-wish-you-knew-sooner\/#8_Pay_Lower_Interest_Rates\" >8. Pay Lower Interest Rates<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/rebatekey.com\/blog\/10-crazy-money-saving-hacks-you-wish-you-knew-sooner\/#9_Have_Fun_For_Free\" >9. Have Fun (For Free)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/rebatekey.com\/blog\/10-crazy-money-saving-hacks-you-wish-you-knew-sooner\/#10_Shop_Smarter_Online_with_RebateKey\" >10. Shop Smarter Online with RebateKey<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/rebatekey.com\/blog\/10-crazy-money-saving-hacks-you-wish-you-knew-sooner\/#Save_Smarter_Not_Harder_with_These_Best_Money_Saving_Hacks\" >Save Smarter, Not Harder with These Best Money Saving Hacks<\/a><\/li><\/ul><\/nav><\/div>\n<p><a href=\"https:\/\/rebatekey.com\/coupons\">Saving money<\/a> doesn\u2019t always require huge lifestyle changes. In fact, pivoting your routine and spending habits, you could be meeting your savings goals in no time at all. Try these 10 crazy money saving hacks you can start doing today. <\/p>\n<h3><span class=\"ez-toc-section\" id=\"1_A_Month_of_Money_Tracking\"><\/span>1. A Month of Money Tracking<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Track your spending for an entire month. This may seem less of a saving hack and more of a chore, but a little tracking goes a long way. It\u2019s a practice that Shannon McLay, founder of a Manhattan-based financial planning firm, makes almost all of her new clients do. <\/p>\n<p>The results are hard to argue with.<\/p>\n<p>In a New York Times interview, McLay says, \u201cI\u2019ve had clients save over $3,000 a month just from paying attention to where they\u2019re spending their money.\u201d<\/p>\n<p>You might be thinking, \u201cMy goodness! Who knows how much spare change I could be saving right now just by writing things down?\u201d  If you want to try this hack, there are plenty of ways to track your month\u2019s spending habits:<\/p>\n<p><strong>A Spending Notebook<\/strong> \u2013 Keep a small notebook in your purse, backpack, pocket, or wallet along with a golf pencil. Make a note of every item you purchase and its price.<\/p>\n<p><strong>A Purchase-Tracking Spreadsheet<\/strong> \u2013 Use a spreadsheet to type in information about your daily spending. Later, you can build a budget spreadsheet from your spending sheet.<\/p>\n<p><strong>Money Tracking Apps<\/strong> \u2013 You can link your credit and debit cards to a budgeting app to help you track your purchases . . . make sure to include those impulse purchases.<\/p>\n<p><img decoding=\"async\" src=\"https:\/\/blog.rebatekey.com\/storage\/app\/media\/May%20Blogs\/May%20Blogs\/cropped-images\/shutterstock_1550913017-0-0-0-0-1591711956.jpg\" alt=\"\" \/><\/p>\n<p><strong>Money Saving Tip:<\/strong> Don\u2019t want to wait a whole month for the benefits of this saving hack? Then pull out your bank statements and see where you\u2019re spending all of your hard earned money. Calculate how much money you spend on essentials\u2014utilities, rent, food, transport, gym membership\u2014and how much you spend on non-essentials. <\/p>\n<p>It might be a bit difficult, but you need to take a good look in the financial mirror to help scare yourself straight into savings. Once you\u2019ve got your list, challenge every single purchase, expense, or withdrawal. Ask yourself, \u201cDo I need to be spending $300 a month on artisan candles that smell like different baked goods?\u201d <\/p>\n<p>This wake-up call will help you be more aware of future purchases and help motivate you to save.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"2_Now_You_See_It_Now_Youve_Saved_It\"><\/span>2. Now You See It. . . Now You\u2019ve Saved It<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Repeat this mantra: you can\u2019t spend what you can\u2019t see . . . you can\u2019t spend what you can\u2019t see. Set up automatic deposits to funnel into your savings account on the same days as your direct deposit or paycheck. Once your money is tucked away into a savings account, it\u2019ll be safe and sound from any urge to make impulse purchases. <\/p>\n<h3><span class=\"ez-toc-section\" id=\"3_Go_Cash-Only\"><\/span>3. Go Cash-Only<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><img decoding=\"async\" src=\"https:\/\/blog.rebatekey.com\/storage\/app\/media\/May%20Blogs\/May%20Blogs\/cropped-images\/shutterstock_182260874-0-0-0-0-1591712006.jpg\" alt=\"\" \/><\/p>\n<p>Quit using your cards and start using cash for non-essential expenses. Credit cards and debit cards can sometimes trick the mind into thinking coffee, clothes, and restaurant outings only cost a swipe and a signature. But that illusion comes crashing down when the bank account statement shows up in the mail. Instead, leave the credit cards at home. <\/p>\n<p>Withdraw enough cash to cover everyday expenses like groceries, gas, and a few non-essentials. Your mind will be forced to keep track of the money and automatically budget throughout the week. <\/p>\n<p>Money Saving Tip: Worried about spending your cash all in one place? Try using the Moms Make Cents envelope method.  Create envelopes for each type of expense, then, at the beginning of the month, divvy up your cash into the allotted envelopes according to your budget. You can even make envelopes for each week\u2019s \u201cfun\u201d purchases for super fancy lattes, movie tickets, or drinks with friends. <\/p>\n<h3><span class=\"ez-toc-section\" id=\"4_The_3-Day_Rule\"><\/span>4. The 3-Day Rule<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Has this happened to you? You\u2019re scrolling through social media when you see an ad pop up for something you desperately want (but don\u2019t need). Instead of tapping your way into the checkout lane, save the link, but keep scrolling. Then, wait three days. Are you still thinking about that fantastic purse, high-tech water infuser, or tiara? If so, make the purchase (but check your budget first to see if you have enough money to afford the splurge). <\/p>\n<p>Are you still buying up a storm after three days? Up the waiting period to one week, two weeks, or even a month. Chances are, the more time and distance you create from that \u201cI want it! I must buy it!\u201d impulse, the fewer things you\u2019ll buy. <\/p>\n<h3><span class=\"ez-toc-section\" id=\"5_Make_It_Harder_to_Buy_Things_Online\"><\/span>5. Make It Harder to Buy Things Online<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Technology makes it way too easy to buy stuff, especially clothes. Between social media ads, email newsletters, and even text notifications, it\u2019s hard to go a whole day without being tempted to make purchases on <a href=\"https:\/\/blog.rebatekey.com\/post\/ultimate-guide-best-flash-sale-websites\">flash sale websites<\/a>. Don\u2019t let the machines control you anymore! Try these great tips to create spending blockades while increasing your savings:<\/p>\n<p><strong>Hit Unsubscribe<\/strong> \u2013 One of the ways e-commerce sites lure visitors into making a purchase is through email marketing campaigns. These emails often have time-sensitive promo codes that make you think you\u2019ll be saving extra money, but only if you buy the product now.<\/p>\n<p><img decoding=\"async\" src=\"https:\/\/blog.rebatekey.com\/storage\/app\/media\/May%20Blogs\/May%20Blogs\/cropped-images\/shutterstock_1742491592-0-0-0-0-1591712062.jpg\" alt=\"\" \/><\/p>\n<p>Search \u201cUnsubscribe\u201d in your inbox to find all of your email marketing subscriptions and remove yourself from the lists of the non-essential e-commerce sites\u2014but keep subscribed to the websites you use regularly. The trick is to limit non-essential spending, but keep yourself open to savings on the necessities. <\/p>\n<p><strong>No More Autosave<\/strong> \u2013 When you\u2019re buying non-essentials online, avoid making an account on an e-commerce website. An account stores your credit card and debit card information, making it even easier for you to spend on things you probably don\u2019t need. So when you\u2019re on the checkout page, select \u201cCheck Out As Guest\u201d instead of \u201cCreate an Account.\u201d<\/p>\n<p><strong>Limit Social Media Time<\/strong> \u2013 It seems like yesterday you could scroll through your social media feed without being bombarded with ads. Today? Not so much. Targeted social media ads analyze your search history and demographic information to show you things you will likely buy. <\/p>\n<p>Some social media apps like Facebook will let you turn off ad targeting just by going into your account settings. You can also limit your screen time, thereby reducing your exposure to the temptation of targeted ads that could otherwise interfere with your savings goal.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"6_Drink_More_Water\"><\/span>6. Drink More Water<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>A health tip and one of the best money saving hacks, drinking more water is all around a great idea. Swap soda, juice, or coffee shop lattes for water whether you\u2019re eating out or eating at home. A family of six can save anywhere from $12-$20 a meal just by switching from soda to water. Now that\u2019s a refreshingly better deal. <\/p>\n<p><strong>Money Saving Tip:<\/strong> Infuse a pitcher of filtered tap water with frozen fruits, herbs, or even veggies to transform your bland beverage into a replenishing elixir. Switch out the water every few days for new flavors. <\/p>\n<p>Your best bet is to buy your favorite infusion ingredients in bulk, slice them, then store them in the freezer for a delicious and cost-effective solution to zest up your hydration practice. Try these flavors to juice up your water and your savings:<\/p>\n<ul>\n<li>Lemons<\/li>\n<li>Cucumbers<\/li>\n<li>Grapefruit<\/li>\n<li>Pineapple<\/li>\n<li>Mint leaves<\/li>\n<li>Oranges<\/li>\n<li>Limes<\/li>\n<li>Strawberries<\/li>\n<\/ul>\n<h3><span class=\"ez-toc-section\" id=\"7_Smarter_Meal_Planning_Better_Savings\"><\/span>7. Smarter Meal Planning, Better Savings<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Not only is meal planning great for your health, but it\u2019s also amazing for your bank account. Spend a few minutes a week planning out your breakfasts, lunches, snacks, desserts, and dinners. From there, you can create a grocery shopping list that ensures you only buy the things you use, and not waste money on ingredients that will go bad in the fridge.<\/p>\n<p><strong>Money Saving Tip:<\/strong> Keep your meal plans simple so you can buy whatever is on sale. For example, if you\u2019ve planned to make a soup for dinner one night, you don\u2019t need much more than meat, vegetables,  broth, and possibly some grain. When you\u2019re at the store, you\u2019ll have the flexibility to buy whatever is on sale and cost-effective\u2014it\u2019s a culinary adventure and a money saving hack, almost like a financially savvy episode of Chopped!<\/p>\n<h3><span class=\"ez-toc-section\" id=\"8_Pay_Lower_Interest_Rates\"><\/span>8. Pay Lower Interest Rates<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>One of the easiest ways to save money just requires a quick call with your bank. Your credit card interest payment is extra money you could be saving. Call your bank and see what kinds of interest rates they could offer, and don\u2019t be afraid to shop around for lower offers. <\/p>\n<h3><span class=\"ez-toc-section\" id=\"9_Have_Fun_For_Free\"><\/span>9. Have Fun (For Free)<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>A weekend of restaurant dates, happy hours, and brunches can wrack up quite a bill. Instead, try planning activities that don\u2019t require you to open up your wallet. Here are some options: <\/p>\n<p><strong>Book, Movie, or TV Show Clubs<\/strong> \u2013 Join (or start your own) club to talk about film, TV, or books.<\/p>\n<p><strong>Potlucks<\/strong> \u2013 Invite your friends over for a potluck and get ready to enjoy their culinary skills (or tease them for their lack thereof). <\/p>\n<p><strong>Fun in the Great Outdoors<\/strong> \u2013 Having fun in nature is free! Call a friend to join you in an outdoor activity like laying in the sun, playing Frisbee, enjoying a picnic, or even just taking your dog to a dog park. <\/p>\n<h3><span class=\"ez-toc-section\" id=\"10_Shop_Smarter_Online_with_RebateKey\"><\/span>10. Shop Smarter Online with RebateKey<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Have you ever wished you could be paid to shop? Make that dream a reality while shopping at <a href=\"https:\/\/rebatekey.com\/\">RebateKey<\/a>. RebateKey offers more significant discounts on products than any other deal site and sends you rebates for almost every purchase. Yup, it is like you\u2019re getting paid to shop. Try our free <a href=\"https:\/\/rebatekey.com\/chrome\">Chrome extension<\/a> to save even more money while you shop online.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Save_Smarter_Not_Harder_with_These_Best_Money_Saving_Hacks\"><\/span>Save Smarter, Not Harder with These Best Money Saving Hacks<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Whether you\u2019re saving money for an emergency, a vacation, or a new house, there are little things you can do every day to help beef up your savings. By making just a few of these money saving hacks a habit, you can save towards your dreams and feel confident in your financial future.<\/p>\n<p>RebateKey is Valhalla for every wise money-savvy saver. From exclusive discounts to rebates for top-selling brands, RebateKey can be the life-changing money saving hack you didn\u2019t know you needed.<\/p>\n<p><a href=\"https:\/\/rebatekey.com\/chrome\/\"><img decoding=\"async\" src=\"https:\/\/blog.rebatekey.com\/storage\/app\/media\/chrome%20extension%20cta.png\" alt=\"\" \/><\/a><\/p>\n<p><strong>Sources:<\/strong><\/p>\n<p>The New York Times. What I Learned From Tracking My Spending For A Month. <a href=\"http:\/\/www.nytimes.com\/2018\/11\/28\/smarter-living\/budget-money-lessons.html\">https:\/\/www.nytimes.com\/2018\/11\/28\/smarter-living\/budget-money-lessons.html<\/a><\/p>\n<p>NerdWallet. The 7 Best Budget Apps for 2020. <a href=\"http:\/\/www.nerdwallet.com\/blog\/finance\/budgeting-saving-tools\/\">https:\/\/www.nerdwallet.com\/blog\/finance\/budgeting-saving-tools\/<\/a><\/p>\n<p>Moms Make Cents. How to Start The Cash Envelope System and Save Your Money. <a href=\"http:\/\/momsmakecents.com\/cash-envelope-system\/\">https:\/\/momsmakecents.com\/cash-envelope-system\/<\/a><\/p>\n<p>Wired. How To Block Targeted Advertising on Facebook, Google, Instagram and Twitter. <a href=\"http:\/\/www.wired.co.uk\/article\/how-to-block-ad-tracking-facebook-instagram-twitter-google\">https:\/\/www.wired.co.uk\/article\/how-to-block-ad-tracking-facebook-instagram-twitter-google<\/a><\/p>\n<p>LifeHack. 20 Mini Money Hacks To Save You A Lot. <a href=\"http:\/\/www.wired.co.uk\/article\/how-to-block-ad-tracking-facebook-instagram-twitter-google\">https:\/\/www.wired.co.uk\/article\/how-to-block-ad-tracking-facebook-instagram-twitter-google<\/a><\/p>\n<p>The Balance. 10 Money Saving Hacks to Help You Reach Your Financial Goals. <a href=\"http:\/\/www.thebalance.com\/money-saving-hacks-4129351\">https:\/\/www.thebalance.com\/money-saving-hacks-4129351<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Are you looking for money saving hacks? Well, look no further! Read on for crazy money saving hacks you will wish you knew sooner.<\/p>\n","protected":false},"author":1,"featured_media":181,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[5],"tags":[12],"class_list":["post-1006","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-tips-tricks","tag-tips-tricks"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>10 Crazy Money Saving Hacks You Wish You Knew Sooner - A Guide on How to Find the Best Amazon Coupons and Rebates<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/rebatekey.com\/blog\/10-crazy-money-saving-hacks-you-wish-you-knew-sooner\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"10 Crazy Money Saving Hacks You Wish You Knew Sooner - A Guide on How to Find the Best Amazon Coupons and Rebates\" \/>\n<meta property=\"og:description\" content=\"Are you looking for money saving hacks? 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